Whether you’re taking out the original mortgage to buy a home or applying for a second mortgage, Buyer’s Title has the experience to help you through the process. We believe every lending opportunity can be made fast and simple with accurate and thorough title information. We want to mitigate common and unforeseen problems with your title while helping you get to settlement quickly.

Home equity is the difference between what your home is worth and how much you owe on your mortgage. When you borrow against this difference, it’s called a home equity loan or a home equity line of credit; both are commonly referred to as second mortgages. Your home equity grows in several ways:

  • As you make payments on your mortgage
  • As the value of your home increases
  • When you make smart renovations that increase the value of your house

Many homeowners use their second mortgage to renovate their home, pay for their or their child’s education, or to consolidate debt. Some lenders will require a lender’s title insurance policy when you take out a second mortgage. Buyer’s Title can conduct a thorough title search for you and issue a title insurance policy.